Richard  M. from Salt Lake City, Utah owns a motorcoach company with buses financed by a bank that has received TARP funds.

Richard is frustrated by his restricted access to credit in this difficult economic climate and writes in frustration that, “Although it is my understanding that these funds were meant to loosen credit markets, it seems that [the bank] is doing nothing more than increasing efforts to close down small business.”

Richard has been a “customer for close to 20 years with an exemplary financial record,” and he is frustrated that the bank isn’t willing to be more flexible with his loans and is instead threatening repossession.

He worries that his “own tax dollars… will do nothing more than close my business.”